Funded Solar Panels
UK funding & finance · updated for 2026

Funded solar panels, explained honestly for 2026

Genuinely "free" solar largely ended with ECO4. What is still live is better described as funded: zero-deposit finance and PPAs, 0% VAT, the Smart Export Guarantee, the Boiler Upgrade Scheme and business capital allowances. We will tell you which routes fit your property — and which ones do not.

  • No upfront cost routes that repay from your energy savings
  • 0% VAT on domestic solar and battery until 31 March 2027
  • Straight answers — we never promise "free panels"

Check your funding eligibility

Tell us a little about your property. We will check which 2026 funding and finance routes you qualify for and reply within one working day. No obligation, no upfront cost.

We will never promise "free panels" or sell your details. By submitting you agree to our privacy policy. We check eligibility honestly against the schemes that are genuinely live in 2026.

0%

VAT on domestic solar & battery storage until March 2027

£7,500

Boiler Upgrade Scheme grant for a qualifying heat pump

31 Mar 2026

ECO4 closed to new measures — why "free" is now mostly "funded"

The honest position

Why we say "funded" and not "free"

Search "free solar panels" and you will find a decade of pages promising panels at no cost. For a while that was partly true: the Energy Company Obligation, most recently ECO4, paid for solar and other measures on low-income and benefit-receiving households. ECO4 closed to new measures on 31 March 2026. With it went the main route to genuinely free domestic solar for most people.

That does not mean solar is now unaffordable — far from it. It means the help has shifted from a grant that hands you panels to a set of mechanisms that fund the system: finance you repay from the savings, a tax discount through 0% VAT, income from exporting power, and tax relief for businesses. Used well, these can mean little or no money out of pocket on day one. But they are not the same as "free", and any installer who tells you otherwise in 2026 is either out of date or not being straight with you.

This site exists to map the routes that are actually live, tell you plainly who qualifies for what, and connect you with vetted, accredited installers when you are ready. We would rather lose your enquiry than win it on a promise we cannot keep. If your property does not suit solar, or no funding route fits, we will say so.

For the means-tested help that may return, keep an eye on the ECO4 successor and the Warm Homes Plan. For everything available right now, read on.

What is genuinely live in 2026

The funded solar routes that actually exist

Six routes do the real work in 2026. Some are for homeowners, some for businesses, and a couple apply to both. The eligibility check matches you to the right ones.

How the eligibility check works

Tell us about the property

Two minutes: property type, what you are interested in, and your postcode. No documents, no credit check at this stage.

We map your funding routes

We check which of the live 2026 routes apply — finance, 0% VAT, SEG, BUS, business allowances or a group-buy near you — and where you would not qualify.

You speak to an accredited installer

If it stacks up, we connect you with an MCS-certified installer for a free, no-obligation quote. You are never under pressure to proceed.

If you are a homeowner or tenant

Your strongest levers are 0% VAT (to March 2027), the Smart Export Guarantee, and zero-deposit finance that spreads the cost so the monthly repayment can sit below your grid-energy saving. Means-tested help may return through the Warm Homes Plan.

Domestic funding in detail →

If you run a business

Commercial solar is funded mainly through tax: the Annual Investment Allowance, the 50% First-Year Allowance, and asset finance or a PPA so the system can be cash-flow positive from year one. Model the numbers before you commit.

Business funding in detail →
Stay safe

"Free solar" is now a scammer's favourite line

Because the genuinely free schemes have mostly closed, "free solar panels" has become a hook for mis-selling. Cold callers and paid adverts still use it to get a foot in the door, then steer people into long, expensive finance dressed up as a giveaway. Knowing what is real is your best protection.

We set out the warning signs — pressure to sign today, "government-backed free" claims, vague eligibility, no MCS certification — on our avoiding "free solar" scams page. Read it before you respond to any unsolicited offer.

Funded solar panels — your questions

Are funded solar panels real in 2026?
Yes, but "funded" means financed or part-subsidised rather than free. The live routes are 0% VAT until 31 March 2027, the Smart Export Guarantee, zero-deposit finance and PPAs, the £7,500 Boiler Upgrade Scheme for heat pumps, business capital allowances, and occasional council group-buying schemes.
Can I still get genuinely free solar panels?
For most households, no. ECO4 — the grant behind most free domestic solar — closed to new measures on 31 March 2026. Some means-tested support may return via the Warm Homes Plan, but you should treat any "free panels" advert with caution until that scheme is confirmed.
What does 0% VAT on solar actually save me?
Domestic solar PV and battery storage are zero-rated for VAT until 31 March 2027 in Great Britain. On a typical £7,000 home installation that is roughly £1,400 you do not pay compared with the standard 20% rate — applied automatically by the installer, with no application needed.
How does zero-deposit or financed solar work?
A finance provider or a solar PPA covers the upfront cost. You repay monthly, or in a PPA you simply buy the solar power generated at an agreed rate. The aim is for the repayment to sit at or below what you save on grid electricity, so the system funds itself over time. Always check the total repayable and the contract length.
Will the Warm Homes Plan bring back free solar?
The Warm Homes Plan is the Government's evolving successor to ECO4 and earlier schemes. Details are still being confirmed and are likely to be means-tested and focused on the least efficient, lower-income homes. We track it on our dedicated pages rather than promising anything that is not yet live.
Do you charge for the eligibility check?
No. The eligibility check and any introduction to an accredited installer are free and carry no obligation. We are paid by installers only when an enquiry leads to work — never by you, and never in a way that changes the honest advice we give.

See what funding you qualify for

A two-minute eligibility check tells you which 2026 routes fit your property. Free, honest, no obligation.

Related solar funding guides

For a wider look at the public schemes, our companion site explains government grants for solar panels across the UK in plain terms.

If you are specifically chasing the no-upfront-cost route in England, see what is genuinely on offer at free solar panels in England.

The successor to ECO4 is still taking shape — track it through Warm Homes Plan funding as the details firm up.

Running a business rather than a home? Model the numbers with the commercial solar savings calculator before you commit.